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By Colleen Benzin | Managing Director, Apparent Insurance Teen Drivers—the best of times and the worst of times. Having a teen driver is so awesome (less carpools for you!) and so terrifying (we don’t have to tell you that), but luckily there is a ton of great information out there on how you can prepare […] More

By Dr. Dean Beckloff | Contributor It’s quite typical and happens with each generation – “What’s this younger generation coming to!” I remember being the recipient of it when I was young, and I’ve continued to hear the complaint about the next generation through the years.  I believe we’ve all… The post Bridging the Digital […] More

Few can argue the importance of perseverance in our lives. Determination to succeed, unwavering focus on a goal, and a steadfast commitment to forge on despite difficulties, failure, or opposition are worthy character traits. Yet there is a point where the needle goes too far, and you may find that sticking to the plan is […] More

I just finished reading A Gentleman in Moscow by Amor Towles.  The story of one man’s odyssey through the tumultuous landscape of 20th-century Russia is filled with philosophical observations unfurled so eloquently you literally find yourself reading the passages aloud to yourself – and then to whoever else will listen. … The post Life is Uncertain. […] More