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    Divorce rates fall by 30%

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    Divorce rates have fallen by 30% according to the Official for National Statistics (ONS).
    ONS statistics released this morning have revealed that the number of divorces granted in 2022 fell by 29.5% to 80,057, in comparison to the previous year’s 113,505 divorces. This is the lowest number since 1971.
    Family lawyers have widely been anticipating an increase in divorce rates and enquiries. Whilst the statistics have come as a surprise, it is not so surprising when examining the impact of various factors which have caused such a significant decrease in divorce rates.
    The introduction of no-fault divorce in April 2022 is likely to have had a significant impact on the overall divorces granted. Although some couples were waiting for no-fault to be introduced, which removed the need to attribute blame, to proceed with their divorce and there was a surge in enquiries at this point, no fault divorce introduced mandatory waiting periods. It is likely that these extended periods meant that fewer divorces were actually granted in 2022.
    In addition, the ongoing impact of the Covid-19 pandemic meant that 2021 saw a 9.6% increase in the number of divorces on 2020’s figures. The pandemic caused significant disruption to the family courts, meaning fewer divorces were processed that year. However, whilst the pandemic and lockdowns continued through 2021, the family justice system introduced remote hearings and more divorces were granted. Thus, in comparison to 2022, it is possible that this was artificial inflation caused by a surge in 2021.
    However, the drop in rates in 2022 is so dramatic in comparison to both 2021 and 2020 figures that this cannot be explanation on its own.
    The impact of the cost-of-living crisis is being cited as a key reason for the downward turn as many couples who were wanting to separate postpone their divorce for cost reasons. As gas and electricity prices soared, food, bills and housing all increased and money did not, and has continued to not, stretch as far. Worries over future finances and going from a dual income household to a single income household was at the forefront of many couples’ minds.
    Here at Stowe Family Law, we conducted a survey on the impact of the cost-of-living crisis on relationships. 30% of respondents said that they were staying in their current relationship because of fears they could not afford to live alone.
    In addition to these factors, ONS reported last month that marriage rates in England and Wales had fallen below 50% for the first time since comparable records began. Only 49.4% of adults over 16 were reported to be married or in a civil partnership in 2022. This has direct links to the number of divorces as without marriage there can be no divorce.
    Family lawyers will be interested to see over the coming years whether the decrease in divorce rates is an ongoing trend, or whether they are a direct result of the economic and social factors of the last few years.
    Useful Links
    Can I afford to divorce my partner?
    The rise in birdnesting after divorce
    What happens to the family home?
    Client Guide: Divorcing during the cost of living crisis

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      How to manage the Cost-of-Christmas Crisis

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      It’s the most wonderful time of the year!
      But it’s also one of the most expensive.
      The Cost of Christmas Crisis, as it has been coined, is taking its toll again this year. Recent research from easymoney has revealed that people are cutting down on their Christmas spending this year, as the cost-of-living crisis has an ongoing impact. 59% of us are looking to make cuts this year, with 55% of respondents stating that whilst they usually have an extra savings pot put aside for Christmas, they have saved less than planned.
      Financial Planner Jodie Phelps has put together some top tips on how to manage your money in the Cost of Christmas Crisis when the purse strings are tighter than ever.

      Be aware of the potential for emotional spending during the holidays. Stay mindful of your emotions and instead of using retail therapy as a coping mechanism write a list of other things you enjoy doing so when you feel yourself about to spend do the other things on your list instead (eg. take a bath, go for a run, call a friend)
      BUT, recognise the emotional challenges that may arise during the holidays and prioritise self-care; allocate budget for activities that bring you joy and contribute to your well-being
      Develop a budget that reflects your changed financial circumstances and keep track of your spending
      Create a list of people you want to buy gifts for and allocate a specific amount for each person
      Consider creative and thoughtful gifts that don’t necessarily have to be expensive (eg. photo collages, scrap books, experiences). Remember, the holidays are about spending time with loved ones and creating meaningful memories, not just about the gifts.
      If you have a large family or friend group, consider setting limits on the amount spent on gifts or participating in a Secret Santa
      Plan your holiday meals in advance and create a shopping list. This can help you avoid last-minute, impulse food purchases/takeaways
      Be mindful of impulse purchases, especially when faced with holiday sales and promotions
      Look for discounts, compare prices, and consider using cashback or price-tracking tools to find the best deals
      After the holidays, review your spending and assess what worked well and what didn’t. Use this information to plan for the next holiday season.
      Make a note of your Christmas pay date when budgeting, as it’s usually earlier in December. Plan for the long stretch between Christmas pay day and January pay day
      Start saving a monthly amount for next Christmas so that next year you have money allocated for you to enjoy Christmas.

      You can find out more about Jodie on her LinkedIn.
      Relationship Tensions
      Financial tensions are a huge driver in divorce enquiries, and in a survey that we conducted, 60% of respondents said that the crisis was negatively affecting their relationship.
      If you do find that tensions around money build between you and your partner around this time of year, here are some suggestions on how to safeguard your relationship at Christmas. It’s important to remember that Christmas does not cause divorce and relationship breakdown. However, it can expose pre-existing issues, so getting to the root of the problem is very important.
      Stowe Solicitor Abi Jones has some top tips on reducing tensions around the festive season:

      Communicate – communication is central to healthy relationships and talking through your worries with your partner can help to alleviate pressure
      Lean on friends or family members outside of your relationship for support if needed
      Figure out where your priorities are, and if they are different to your partner’s
      If you have differing priorities, try to compromise and find where your middle ground lies
      Consider speaking to a financial planner or another professional – you can find our recommended partners in our Divorce Directory
      Try to focus on the positives, even if they seem insignificant. Small changes can make big differences over time
      Come up with interesting ways to celebrate this time of year together without the pressure of money
      Try to have some time together. Christmas can be a very busy time so spending time with each other is essential. It does not have to be big or expensive. It could be as simple as having a movie night together when the children are in bed.

      First Christmas After Separation
      Abi discusses how to manage your first Christmas after separation.
      It may be that this is your first Christmas after divorce or relationship breakdown. If this is the case, you may be more worried about money than you usually are as you may well have gone from a dual income household to single income. Not only this, but the routine and traditions of the day may also suddenly be different.

      Create experiences, rather than physical gifts
      Downsize your giving
      Use second-hand website such as Vinted or ebay
      Do Secret Santa instead of buying gifts for everyone
      Make home-made gifts
      Keep the celebrations small
      Don’t be tempted by payday loans, as this may cause more issues later on
      If you have young children, toy appeals may be available. Certain charities have toy appeals where individuals can donate toys which are then distributed between families
      Try not to compare your Christmas to others, either of your past or other people’s
      Manage the expectations of any children – let them know that change is normal but ensure they are informed of what changes, scheduling, what will be happening, where and when.

      Remember that Christmas is one day. There is a great deal of pressure for Christmas Day to be perfect, but it is just one day in the year.
      Think about how you want to spend your Christmas. Would you like to spend it with a friend, with family or even alone. This is an opportunity to make new traditions.
      Lastly, Christmas does not necessarily have to take place on 25th December. If this is the first year you do not have the children after going through a divorce or separation you can always pause your Christmas until the day after or have it before.
      Useful Links
      Financial Wellbeing with Jodie Phelps or watch on YouTube
      Surviving Christmas after Separation
      Child arrangements at Christmas
      Christmas alone with divorce and break-up coach Claire Macklin
      Budgeting solo during a cost-of-living crisis: Listen on Spotify or Watch on YouTube
      Supporting children through divorce: Listen on Spotify More