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    Legal Q&A: “We’re separating after 16 years, what are our rights?”

    Family Lawyer Judit Kerese answers key questions about unmarried separation and shares guidance on how separating parents can secure and future-proof their agreements, even without the formal legal framework of a divorce.

    “After 16 years of marriage, we’re separating and unsure what our legal rights are. We have two children, aged 7 and 10, and their happiness and stability are our top priority. We both work full-time and we own our home. We’re considering birdnesting to minimise disruption for the kids. The family home is our main asset, so we need to figure out how to make this financially feasible. We’re on good terms, but navigating the practicalities of separation is feeling overwhelming.”

    Q: Does not being married affect our legal rights in separation?
    A: First of all, I completely understand how overwhelming separation must feel, especially after sharing a life and family for so long. With some guidance we can help to ease the strain on you both.
    It’s important to know the law in the England and Wales does not recognise “common law marriages,” even after 16 years of cohabitation. This means that you don’t have the same legal protections a divorcing couple would have when it comes to dividing assets or seeking financial support from each other.
    As your main asset is the jointly owned home, we’d need to check whether you own the property as joint tenants, where both owners have equal rights to the whole property and it automatically passes to the surviving owner upon death, or tenants in common, where each owner holds a specific share of the property that can be passed on to beneficiaries of their choice.
    If you are joint tenants, you both own the entire property equally, and severing this agreement might be worth considering so you each have a defined share. This also ensures that your portion can be passed on to someone of your choice through your Will, rather than it automatically going to your ex-partner. 
    This is a lot to process, but knowing where you stand legally is a crucial first step. 
    Read more about property and separation: Buying a home with my partner: What if we split?
    Q: We’ve decided on a 50/50 parenting arrangement after separation. How can we ensure this works well for the children in the long term?
    A: It’s commendable that you’ve come together to agree on shared parenting. Having both parents equally involved can help give your children a sense of stability as they adapt. 
    Once you’ve agreed detailed arrangements for your children between yourselves, we recommend that you draw up a parenting plan to refer back to if needed. This is a written agreement that can outline a range of decisions including:

    How you will rotate childcare.
    Who picks the kids up from school.
    How holidays and birthdays will be managed.
    Decisions about school and health.
    How costs and expenses will be split.
    Parenting approach and boundaries.
    How often you will review the parenting plan.
    Any detail that is important to you and your family.

    This plan helps minimise misunderstandings or disputes further down the line and helps to ensure everyone involved knows what to expect.
    Q: What are our options if we can’t see eye-to-eye?
    Even with the best intentions, disputes can arise and create barriers to amicable agreements.
    If you and your ex are not able to resolve issues between yourselves, family mediation can help. With the support of an impartial mediator, you can talk matters through and find solutions collaboratively. If mediation is unsuccessful, you can enlist the help of a Family Lawyer who will negotiate on your behalf and work to forge a plan that meet’s your child’s needs.
    Where issuing court proceedings is the only way to find a viable resolution, your lawyer can help you apply for a Child Arrangements Order through the court. This means a judge will decide where the children will live and how much time they spend with each parent, making it a last resort when all other avenues have been exhausted.
    It’s never easy, but being proactive about planning can prevent unnecessary distress for children and parents alike.

    Q: We want to keep the house and ‘birdnest’ so the children can stay in their home. Is this realistic? 
    A: Birdnesting, where the children stay in the family home and the parents take turns living there, can provide a sense of stability for the kids when other aspects of their life are changing. It means they can stay in familiar surroundings, which can be incredibly reassuring.
    However, this long-term arrangement comes with challenges, especially financially. It’s likely you will would need to maintain three homes: the family home and each of your separate living spaces. This could place a significant financial burden on both of you. Plus, over time, things may change, new relationships, different financial circumstances, or just the toll of maintaining such an arrangement long-term can make it difficult. 
    A practical solution would be to review the arrangement regularly. If it becomes too challenging, it’s important to have a plan in place to reassess the situation. Maybe you decide together when the children reach a certain age to move towards a more traditional arrangement. Flexibility will be key here. 
    Q: What about child maintenance or financial support, how does that work? 
    A: Child maintenance is handled by the Child Maintenance Service (CMS) in most cases, which ensures both parents contribute to the children’s expenses. Since you’ve agreed on 50/50 parenting, maintenance may not be necessary unless one of you earns significantly more than the other. In that case, adjustments could be made to ensure the children’s needs are met. There is a useful government tool to help you calculate child maintenance and ensure your children continue to get the right financial support as they grow up.
    Many parents decide to agree that additional payments, such as the cost of extra-curricular activities, are met jointly or in proportion with each parent’s respective income. 
    It’s worth noting that because you’re not married, there’s no right to spousal maintenance. However, if one parent struggles to meet the children’s basic needs using their own resources and child maintenance payments, they can apply for financial support under Schedule 1 of the Children Act. 
    Q: As we separate, should we make a legal agreement to protect ourselves and the children?
    A: Yes, I would highly recommend drafting a detailed separation agreement. This can outline how you’ll handle day-to-day financial responsibilities, maintenance of the family home, who can and cannot stay at the property, and how decisions about the children will be made. While this type of agreement isn’t strictly legally binding, courts often take it into account if disputes arise later. It also serves as a helpful guide to avoid misunderstandings. 
    It’s a good idea to include some flexibility and provision for review of the agreement. Life changes – whether it’s finances, living arrangements, or new relationships – so it’s important to have clauses that allow you to review, adjust, and even end, the agreement as needed. For example, you might decide to sell the family home in the future, and having a clear plan for how that will be handled could prevent conflicts when the time comes. 
    Understanding the broader impact of separation
    Separating after such a long time, especially when you share children, is an emotional and complex process. You’re not just navigating the practical aspects of splitting assets and parenting, but also dealing with a huge emotional shift in your family’s life. 
    Being mindful of the toll this takes on you all means that clear communication and careful planning will be your strongest tools. The goal is to find solutions that work for everyone, allowing your children to feel supported and secure while giving you both the space to move forward with your lives. 
    Summary of recommendations for separating parents

    Legal advice on home ownership: Determine if you own the house as joint tenants or tenants in common. If it’s joint tenants, consider severing the tenancy to formalise each partner’s share, which will protect you legally in the future. 
    Parenting plan: Formalise your 50/50 arrangement with a detailed parenting plan. This will help reduce misunderstandings and create stability for your children. 
    Financial feasibility of birdnesting: Regularly assess whether maintaining multiple homes is financially sustainable. Consider creating a separation agreement that allows for periodic reviews of this arrangement. 
    Separation agreement: Draft a separation agreement that includes financial responsibilities, maintenance of the family home, and a plan for future changes such as selling the property or new relationships. 
    Mediation for disputes: If disagreements arise, mediation can be an effective and less stressful alternative to court. It’s often less adversarial and can help keep focus on the children’s wellbeing. Do consider seeking legal advice during the mediation process.

    Separation FAQs
    Q: Will a separation agreement protect us if we fall out in the future? 
    A: While it’s not legally binding, courts often respect separation agreements if they are clear and agreed upon by both parties. Having a structured plan in place can prevent misunderstandings and disputes in the years to come. 
    Q: What happens if our financial situation changes, and we can’t afford the birdnesting arrangement anymore? 
    A: It’s important to include a clause in your separation agreement that allows for regular reviews of the birdnesting arrangement. Doing this means that if the situation becomes unaffordable, you can renegotiate or bring the arrangement to an end. 
    Q: We’re trying to avoid court. What should we do if we can’t agree on something? 
    A: Mediation is usually a great tool when discussions break down. It’s less confrontational than going to court and can help you resolve disputes in a more collaborative, and cost-effective way. It’s vital to also get independent legal advice to ensure that you understand your rights. 
    The process of separating is undoubtedly challenging on many fronts but by seeking the right guidance and taking these practical steps, you can help reduce the strain on both you and your children.  
    It’s about balancing the need for fairness and financial security, sensitively managing the emotional impact of unmarried separation, all while prioritising the needs of your children. By keeping things constructive and focused on reaching workable solutions for the future, you can navigate this transition as smoothly as possible.  
    Useful links
    Cohabitation rights and separation

    How to successfully co-parent More

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    Marriage Rates Fall Below 50% in England and Wales

    Marriage rates fall below 50%: more calls for cohabitation reform
    New ONS statistics have revealed that marriage rates in England and Wales are continuing to fall year-on-year. For the first time since comparable records began, the percentage of people over 16 who are married or in a civil partnership has dropped below 50% to 49.4%.
    Solicitor Abi Jones examines what this means and the pressing need for cohabitation reform.
    Relationships and the way we view marriage as a nation is constantly changing but sadly our laws are failing to keep pace with modern family structures. Different types of families like blended, cohabitees and single parent families and even platonic co-parenting are over-taking marriage as more popular ways to have relationships and children.
    However, same-sex marriages have increased, and it is estimated that the number of people in these marriages in 2022 is around 167,000. This has increased dramatically from 26,000 in 2015 but marriage in general continues to decline in popularity.
    It is clear to see that there is an ever-increasing populace of couples who are not getting married or entering into a civil partnership, instead choosing to live together without any of these ‘official’ statuses in place. The ONS figures noted that the increase has reached more than a fifth of over 16s in England and Wales, from 19.7% in 2012 to 22.7% in 2022.
    These statistics from ONS have led to more and stronger calls for reform in this area as marriage rates decline but cohabitation continues to be the fastest growing family type in the UK.
    Cohabitation reform has long been discussed, and an introduction of a Cohabitation Rights Bill that aimed to establish a framework of rights and responsibilities for cohabiting couples however this still needs to take the normal course through Parliament and be subject to scrutiny and parliamentary debate before it can be formed into a law and implemented.  At the Labour Party Conference 2023, Labour MP Emily Thornberry announced Labour’s commitment to reforming cohabitation laws if they win a general election.
    Currently if a couple is cohabiting but not married or in a civil partnership, irrespective of the amount of time that they have been together, there is no entitlement to a share of the other’s wealth upon the relationship breaking down.  It does not matter how the finances were arranged within that relationship, nor does it matter how long the parties have been together. The idea of the ‘common law marriage’ is entirely mythical.
    The reality is that if a cohabiting couple separate, they will have no claim for financial support or claim to share the other party’s wealth upon the breakdown of that relationship.  These couples are often left having very limited rights upon separation and having to potentially wade through more complicated areas of law such as the Trust of Land and Appointment of Trustees Act claims.
    Until such time that there is a cohabiting rights bill and due to the lack of rights and protections afforded to unmarried couples they should consider getting advice from solicitors and potentially enter into a cohabitation agreement.
    Useful Links
    Cohabitation Client Guide
    Stowe Support resources for Cohabitation
    What rights do cohabiting couples have? Watch on Youtube or Listen on Spotify
    Taking control of your finances on separation and beyond with Lottie Kent: Listen on Spotify More

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    Introducing Stowe talks podcast series 4

    Stowe talks podcast
    Series 4 of Stowe talks podcast and videos series has begun. 
    As ever, in each episode hosts Liza and Matt are joined by a special guest to explore a specific topic in detail.
    Alongside our expert guests, in Stowe talks series 4 we explore:

    Parenting alongside a narcissist
    The dangers of DIY divorce
    How to prepare for your financial settlement
    Supporting teenagers through divorce
    Prenups, postnups and petnups
    The unique challenges of a relationship break down in the LGBTQIA+ community
    Creating financial wellbeing following separation
    Supporting male victims of domestic abuse
    Building your family through surrogacy.

    The latest episodes
    Series 4 of Stowe talks begins with ‘Parenting alongside a narcissist’, a 2-part conversation with renowned narcissist expert Dr Supriya McKenna.
    Building on our previous episodes, in part one Dr Supriya starts by explaining what narcissistic personality disorder is and how this manifests in their behaviour, especially during divorce and parenting.
    We then continue the conversation in part two, looking at learning to manage the narcissist behaviour, how to best support your children, dealing with legal and financial abuse, the family court, and learning how to raise the threshold of what triggers you.
    Quick links
    Listen to Stowe talks on spotify
    Watch Stow talks on YouTube More

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    October Stowe Support roundup

    Stowe Support is a dedicated home for Stowe’s free resources designed to help inform and support anyone with family law concerns.
    With new blogs, guides, podcasts, videos and events shared each month, here’s a handy Stowe Support roundup from the past month in case you missed anything.
    Here’s your monthly roundup of Stowe Support resources in case you missed anything.
    Latest blogs from Stowe
    What is financial wellbeing?
    World Mental Health Day: wellbeing during divorce
    Labour announce commitment to cohabitation reform
    Adopting a stepchild
    World Menopause Day
    Islamic divorce in the UK
    What happens if I’m separated but not divorced?
    What to do if you think your marriage is over
    Book your free webinar place
    Cardiff Break Up Club – Surviving Christmas after separation
    Stowe Talks – How to build a happy blended family with Nichole Farrow
    Watch recent webinars
    Stowe Talks – Creating financial wellbeing following divorce or separation
    Listen to Stowe talks podcasts on Spotify
    Our next series of Stowe talks podcast will be launched soon.
    In the mean time, you can click to catch up on previous episodes and follow us!
    Stowe Support
    To explore our full range of resources dedicated to helping people with family law matters, visit Stowe Support.
    Here you’ll find a wealth of helpful guides, videos and blogs on divorce and separation, finances, children, domestic abuse, cohabitation, alternative parenting, mediation, as well as support with relationships and wellness. More

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    July Stowe Support roundup

    Stowe Support is a dedicated home for Stowe’s free resources designed to help inform and support anyone with family law concerns.
    With new blogs, guides, podcasts, videos and events shared each month, here’s a handy Stowe Support roundup from the past month in case you missed anything.
    Here’s your monthly roundup of Stowe Support resources in case you missed anything.
    Latest blogs:
    The role of a divorce coach
    What is parental responsibility?
    Can I afford to divorce my partner?
    Who gets the mortgage? The new divorce battleground
    The rise in birdnesting after divorce
    Why Barbie and Ken need a cohabitation agreement
     Watch July’s Stowe talks webinar:
    Stowe talks webinar – Understanding and dealing with coercive control with Dr Emma Katz
    Listen to Stowe talks podcasts on Spotify:
    Our next series of Stowe talks podcast which will be launched soon.
    But you can click to catch up on previous episodes and follow us!

    Stowe Support
    To explore our full range of resources dedicated to helping people with family law matters, visit Stowe Support.
    Here you’ll find a wealth of helpful guides, videos and blogs on divorce and separation, finances, children, domestic abuse, cohabitation, alternative parenting, mediation, as well as support with relationships and wellness. More

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    No-fault divorce, one year on

    It’s one year since we welcomed the arrival of no-fault divorce in England and Wales (6th April 2022).
    As the biggest change to divorce law for decades, the advent of the no-fault process transformed divorce, separation, and civil partnership dissolution by removing the legal requirement for blame.
    For the past year, couples have been able to file for divorce without accepting fault or assigning blame to their partner, and without fabricating a reason where they don’t naturally fit into the five previously accepted grounds for divorce.
    No-fault divorce also removed the ability to contest a divorce.
    What was it like to divorce before no-fault divorce?
    Previously, irrespective of the reasons for divorce or the personal circumstances of a couple, there was a legal requirement to attribute blame to only one party, if they wanted to divorce in less than two years.
    The five reasons, or grounds, for divorce included unreasonable behaviour, adultery, separation after two years with consent, separation after 5 years without consent, or desertion.
    Why was no-fault divorce was introduced?
    Having to distil events into one crystallised reason and assign blame to only one party was unproductive for separating couples at best and frequently destroyed what was left of the relationship.
    Instead of conflict and stress, no-fault divorce paved the way for amicable collaboration, easing negotiations and reducing the overall mental health impact of divorce. It means that parties can find a way to move forward while focusing on the important issues, such as children, finances, and property.
    In addition, removing the ability to contest a divorce removed potential barriers for victim-survivors of domestic abuse, and those trapped in controlling relationships.
    Reflections on no-fault divorce one year on
    While no-fault divorce is a step forward that’s hugely benefited some, we must also consider the negative impact it has had on many couples going through the divorce process.
    No-fault divorce has removed the sometimes cathartic and understandable desire to blame. This has left some people frustrated. For example, if one party files for divorce following their partner’s infidelity, there is no longer a formal acknowledgement of their ex-partner’s misconduct or a way to hold them accountable for their actions. Whether divorce is a result of serious and sustained wrongdoing, or simply the result of growing apart, the divorce process is the same.
    Now, with no-fault divorce, it’s not essential to share the reason for the marital breakdown. However, as family lawyers we sometimes see that because this emotional line hasn’t been drawn at the outset, it can muddy the waters later in the divorce journey. Without an official vent, suppressed frustration about the cause of the divorce can occur. For many, tensions start running high later in the proceedings, creating further animosity and lengthier arguments over the practical elements of the divorce, such as dividing up assets and agreeing child arrangements.
    We must remember that most people going through a divorce are looking at matters through an emotional lens, rather than from a purely rational perspective. So, while no-fault divorce has certainly been a welcome change that has helped many couples to separate amicably, there is a flip side that should be acknowledged to help mitigate animosity further down the line.
    Useful links
    No-fault divorce has arrived
    The no-fault divorce process
    A complete guide to no-fault divorce
    How no-fault divorce impacted victims of domestic abuse More

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    Travelling abroad when your kids have a different surname

    It’s peak holiday season for UK families as the schools get ready to close for the six-week break. Travelling with kids can be tricky at the best of times but travelling abroad when your kids have a different surname can be complicated.
    Emma Newman, the Managing Partner at the Stowe Family Law office in Esher shares her first-hand experience and explains what a parent can do in advance to help prevent any issues.
    Many of us are now looking forward to enjoying some time away in the sunshine as the summer holiday approaches but if you have a different surname to that of your child you need to take action to avoid unnecessary stress.
    What is in a surname?
    Women are more likely to have a different surname to their children; some, like me, may be divorced from their child’s father and have remarried taking on a new name, others are married but have chosen not to take their husband’s surname whilst their children do, and of course, there are more and more unmarried couples who have children.
    The checks that are in place at ports, airports and international railway stations are designed to prevent children from being kidnapped and are all very understandable, but they have caused a huge amount of stress, upset and even missed flights for many parents and their children. This can easily be avoided by ensuring you carry the right documents. So, what can you do to ensure your holiday goes smoothly?
    Documents you may need
    Much depends on your particular circumstances but the officials need to be satisfied with your relationship with your child so the documents you may need are:
    Your child’s Birth Certificate:
    This document gives the name of your child, their date and place of birth and will match with the details on their passport. It will also give the full names of both parents at the time of their birth. So be careful; if your name has changed since your child was born you will need to take more documents with you.
    Proof of your change of name:
    This could mean travelling with your Marriage Certificate or a Change of Name Deed. On my last trip abroad I also found carrying an expired passport in the name I held at the time of my child’s birth (and therefore as set out in his birth certificate) was very useful as not only did it show what my name was then but it also had a photograph of me and the Border Official was able to marry up the Birth Certificate, Marriage Certificate and the expired and current passports.
    Prepare your children
    You might also want to warn your children that they may be asked questions directly by the immigration officials and they should not be worried and answer clearly and honestly. This is not the time for them to make jokes.  When I have been stopped at immigration my son was asked who I was, who my husband was, where he had been and how old he was.  It was made very clear that he needed to answer himself and I couldn’t answer for him.
    Consent to travel
    If you are not travelling with your child’s other parent, I would always ensure that you can prove you have their consent to your taking the child abroad.
    If there is a Child Arrangement Order in place which states that the child lives with you, technically you only need to obtain the other parent’s consent if you are going to be out of the UK for more than 28 days.
    However, in every other case, you should have the permission of every other person with parental responsibility for the child. If you don’t have this consent or a Court order, you are committing child abduction.
    I always recommend asking the other parent to sign a consent form before travel or to write a letter setting out their consent. The document should provide the full contact details of the other parent and specific details of the trip including the dates, destination and address. The other parent should sign the form. It is also a wise idea to attach a copy of the other parents’ passport to the consent form.
    Travelling abroad with children can be stressful enough. However, you can minimise some of the costs by ensuring you have enough space in your luggage to pack these multitude of documents. Happy holidays! More

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    Tales and myths of a common-law marriage

    What are the myths of a common-law marriage? Nearly half of people in England and Wales believe that unmarried couples living together have the same rights and obligations as couples who are legally married or who have entered into a civil partnership. However, this could not be further from the truth. This is the myth […] More